At what age should someone purchase term life insurance? 20? 30? 40? 50? 60? Why?I am wondering what age is the best to purchase term life insurance. I am currently 20 years old and I have been thinking about it for a while. I am in good health and I have no family history of any major health problems. I am also a non-smoker. I am just wondering if I should wait until I am a little older or if I should go ahead and purchase it now.