There is no one-size-fits-all answer to this question as the best health insurance plan depends on various factors like the number of members in the family, the age of the family members, any pre-existing medical conditions, etc.
Here are a few points to keep in mind while choosing the best health insurance plan for your family:
Check Coverage: Look for plans that offer comprehensive coverage with wide coverage on OPD, hospitalization and post-hospitalization visits. Make sure the plan offers coverage for new age treatments such as stem cell therapy, robotics, etc.
Maximum Benefits: Look for plans that offer maximum benefits such as no-claim bonus, cashless treatment, lifetime renewal, coverage for pre-existing medical conditions and no capping on expense.
Network of Hospitals: Check whether the insurance company has an extensive hospital network catering to your local needs. This will ensure cashless and seamless hospital visits.
Premiums: Compare the premiums of different plans before settling for one. Some companies offer a discount on the premiums if you buy a family plan or opt for a higher sum assured.
You can also check reviews of the top health insurance plans in India on websites like PolicyBazaar for more information.
