FEP stands for Federal Employee Program and is the largest provider of health benefits for federal employees, including their families and retirees. The FEP program is administered by the Office of Personnel Management (OPM) which offers the Federal Employees Health Benefits (FEHB Program).
This program is designed to provide comprehensive medical coverage for health care services, consisting of three different plan options:
• Fee-for-Service Plan (FFS): this option reimburses subscribers based on procedures and services received.
• Preferred Provider Organization (PPO): this option offers flexible, in-network and out-of-network coverage.
• Health Maintenance Organization (HMO): this option requires subscribers to select a primary care physician who will manage their health care and coordinate coverage.
The FEP covers different aspects of a person’s healthcare needs, including preventive care, hospitalization, chronic care management, mental and behavioral health care, prescription drug coverage, and more. Additionally, FEP covers vision and dental care through a separate program, the Federal Employees Dental and Vision Insurance Plan (FEDVIP).
In summary, FEP is a comprehensive health plan for federal employees, offering a range of coverage options so that each person can choose the plan that best suits their specific needs. For further information, please check out the following OPM FEP website.