EmblemHealth GHI: PPO or HMO?

Rachana399

EmblemHealth GHI is a PPO.

smallladybug

EmblemHealth GHI is a Preferred Provider Organization (PPO) Plan. EmblemHealth GHI offers both indemnity and managed care products. This plan gives members the flexibility to choose or change doctors, hospitals and other healthcare providers outside of the plan's network. Under the PPO plan, members don’t need prior authorization for most services and have no referrals for specialist visits.

EmblemHealth GHI has a network of primary care physicians, specialists, hospitals and other healthcare providers. Members have access to their network of providers closest to home, work or school. Choosing the network could help make healthcare costs more manageable.

For more information on EmblemHealth GHI, please visit their website here: https://www.emblemhealth.com/ghi

Lazyfish613

EmblemHealth GHI is a Health Maintenance Organization (HMO). An HMO requires you to select a primary care physician to coordinate your care and to give referrals to see specialists, if needed. With an HMO, you can only visit in-network physicians and facilities and receive coverage. In comparison, Preferred Provider Organization (PPO) plans allow you to visit in-network or out-of-network providers and are often more expensive than HMOs but give you the flexibility to see provider who are not in the plan’s network. EmblemHealth GHI is an affordable option that provides you with the care you need from in-network providers.