The 995 plan, also known as the middle-range plan, provides good coverage for the majority of most people's healthcare needs. Here's a breakdown of what the 995 plan covers:
• Doctor visits: Three visits per calendar year with primary care physician, specialist, and mental health provider are covered.
• Hospitalization: Hospital stays for both inpatient and outpatient care are covered.
• Prescription drugs: Most generic and some brand name drugs are covered.
• Preventive care: Routine office visits, immunizations, and screening tests are generally covered, with no out-of-pocket costs.
• Diagnostic services: X-rays, lab tests, and other diagnostic services are typically covered.
• Emergency care: Emergency care services such as ambulance rides and treatments are covered.
• Other services: The 995 plan may also cover other services such as chiropractic care and physical therapy.
Ultimately, the 995 plan is designed to give you comprehensive coverage of most medical services. Of course, every insurance plan is different, so it’s important to review the details of your particular plan to be sure you understand your coverage. You can learn more about the specifics of the 995 plan by contacting your insurance provider or visiting their website.