Comprehensive cover: what's included?

jayanth_gupta

When you are looking for a new car insurance policy, you will often see the term 'comprehensive cover'. But what exactly does this mean? And what does it cover?This is a great question! I'm sure many people are wondering the same thing. Comprehensive cover is one of the most popular types of car insurance, but it can be confusing to understand what it actually covers.Hopefully this discussion will help to clear things up!

goldenswan

Comprehensive cover is one of the most common and comprehensive types of car insurance cover. It can cover you for a range of events including accidental damage, theft,fire and vandalism. In most cases, it also covers you for third party damage.

Tinyswan

Most insurers define comprehensive cover as including cover for damage to your car that isn’t caused by collision or impacts – so, for example, damage caused by fire, theft, storms, floods, falling trees or vandalism would usually be covered by comprehensive insurance.

Ajinkya821

Comprehensive insurance covers your car for damage caused by events other than a collision, including theft, fire, vandalism, and weather damage. It also covers you for hit-and-run accidents and accidents involving uninsured or underinsured drivers. If you have comprehensive insurance, it will pay out for repairs to your car or replacement costs up to the actual cash value of your car (minus your deductible).

blackbear704

Comprehensive coverage includes everything that collision and liability insurance covers, plus other types of protection. This may include protection for your vehicle against fire, theft, vandalism, glass breakage, and more. Some comprehensive plans also cover emergency roadside assistance and rental car expenses.

Smallgooose795

Comprehensive cover includes all the features of third party, fire and theft cover, but also covers you for damage to your own vehicle. This might include damage from floods, storms, hail, riots or accidents (that you were responsible for). Many insurers also offer additional extras with their comprehensive cover, such as windscreen cover, cover for towing a caravan or trailer, and cover for driving other vehicles.