Yes, BUPA does accept pre-existing conditions, but how they're treated depends on the level of cover you choose and the type of pre-existing condition you have.
For overall health cover, BUPA offers three levels of cover – Bronze, Silver, and Gold. On all levels, pre-existing conditions are excluded from their cover. However on BUPA Silver and Gold cover you can use the ‘HealthLinks ’service to get tailored cover for pre-existing conditions.
The HealthLinks program matches you with an accredited specialist health provider who has the experience and skills to help manage your pre-existing condition.
It is important to note that pre-existing conditions will still be excluded from hospital treatment or any specialist services, such as surgery or specialist treatments. But if you need help managing your pre-existing condition, you can get specific advice from the HealthLinks service.
You can find further information about pre-existing conditions on the BUPA website here: https://www.bupa.com.au/health-insurance/about-health-insurance/pre-existing-conditions