Bupa and pre-existing conditions

ticklishbear932

I have a pre-existing condition and am wondering if BUPA will cover me. I've been looking at their website and can't seem to find a clear answer. Does anyone have any experience with this? I'm in the UK if that makes a difference.

brownduck

BUPA does not accept pre-existing conditions.

greenbutterfly442

Yes, Bupa does accept pre-existing conditions. Bupa provides cover for illness, injury and medical expenses you’ve had before starting your health cover from us.

Pre-existing conditions are conditions, illnesses or injuries that you've received medical advice, treatment or medication prior to purchasing a health cover policy. To get cover for a pre-existing condition, you must meet Bupa's waiting periods.

Below are the steps of getting cover for a pre-existing condition:

Check if you meet the waiting period:
The waiting period is the period between when you take out the policy and when you are eligible for any benefits related to your pre-existing condition. You must wait a minimum of 12 months before any benefits related to your pre-existing condition are payable, or up to a maximum of 24 months depending on your policy type.
Choose the right cover:
If you want cover for a pre-existing condition, make sure you choose the right hospital cover. The right cover will depend on the specific pre-existing condition and the treatments you’re likely to need.
Get access to the finest medical experts:
At Bupa, we have access to the finest medical experts, with our extensive network of specialist partners and providers, so you can always choose where to receive the best care and treatment.

To find out more about how Bupa covers pre-existing conditions, please visit our website at bupa.com.au/pre-existing-conditions.

lazysnake

Yes, BUPA does accept pre-existing conditions. However, it’s important to note that they may not cover any pre-existing conditions you have, in full or at all.

BUPA offers different levels of private hea

Vibha817

Yes, BUPA does accept pre-existing conditions, but how they're treated depends on the level of cover you choose and the type of pre-existing condition you have.

For overall health cover, BUPA offers three levels of cover – Bronze, Silver, and Gold. On all levels, pre-existing conditions are excluded from their cover. However on BUPA Silver and Gold cover you can use the ‘HealthLinks ’service to get tailored cover for pre-existing conditions.

The HealthLinks program matches you with an accredited specialist health provider who has the experience and skills to help manage your pre-existing condition.

It is important to note that pre-existing conditions will still be excluded from hospital treatment or any specialist services, such as surgery or specialist treatments. But if you need help managing your pre-existing condition, you can get specific advice from the HealthLinks service.

You can find further information about pre-existing conditions on the BUPA website here: https://www.bupa.com.au/health-insurance/about-health-insurance/pre-existing-conditions