There is no single answer to this question since there are many different factors to consider when choosing an car insurance policy. Some things you may want to take into account include the type of car you drive, your driving record, where you live, and your budget.
Compare rates from multiple insurers: When you're shopping for car insurance, it's important to compare rates from multiple insurers to make sure you're getting the best deal. You can use an insurance comparison site like The Zebra to get quotes from multiple insurers in just a few minutes.
Consider insurance discounts: Many insurers offer discounts that could save you money on your car insurance premium. Be sure to ask about any discounts you may be eligible for, such as for good students, safe drivers, or for having multiple policies with the same company.
Choose the right coverage for you: Not all car insurance policies are created equal. Make sure you're getting the coverage that's right for you by taking into account things like the type of car you drive, your driving record, and your needs. For example, if you have a newer car, you may want to consider comprehensive and collision coverage.
Keep your driving record clean: Your driving record is one of the main factors that insurers will look at when determining your premium. Be sure to drive safely and avoid accidents to keep your rates low.
Bundle your policies: You may be able to save money by bundling your car insurance with other types of insurance, such as homeowners or renters insurance.
Shop around: Car insurance rates can vary greatly from one insurer to the next. be sure to shop around and compare rates before choosing an insurer.