Bajaj Allianz health insurance covers a wide range of diseases, including serious and life-threatening illnesses. These include major illnesses such as cancer, diabetes, hypertension, heart and lung diseases, stroke, kidney diseases, orthopaedic diseases, and renal dialysis. It also covers critical illnesses such as HIV/AIDS, paralysis, major organ transplant, neurological diseases, and rehabilitation therapy.
Besides covering these life-threatening illnesses, Bajaj Allianz health insurance plans also covers common medical treatments such as day care procedures, hospitalisation due to an accident, and medical expenses due to transportation of a patient in a required medical transport.
Bajaj Allianz health insurance plans provide coverage for outpatient treatments like doctor’s visits, diagnostic tests and medications, as well as emergency ambulance services. In addition, preventive health check-ups are covered once a year, as is coverage for tests and consultations with specialists.
In addition, policyholders are offered additional benefits such as a second medical opinion for critical illnesses, cashless hospitalization, and access to experts who can provide personalized assistance. Bajaj Allianz health insurance also provides coverage for hospital cash, maternity expenses, and alternative treatments such as ayurveda and homeopathy.