Yes, it is possible for a person of any age to obtain health insurance, even if they are 70 years old. It is important to consider the type of health insurance coverage that is best suited for one's individual needs.
The first step is to review the different types of health insurance options available. Some of the main types of coverage include Medicare, employer-sponsored health plans, individual policies, and marketplace plans. The cost and type of coverage varies from plan to plan. With that being said, it is important to understand all the available options before making a decision on which type of plan is best for each individual.
Medicare plans are available to people age 65 or over and some are eligible at age 64 if they have a qualifying disability. These plans include Part A (hospital insurance), Part B (outpatient coverage), Part C (Medicare Advantage), Part D (prescription drugs) and Medigap (supplemental insurance). Each of these plans have different levels of coverage and associated costs. Detailed information and applicable costs can be found on the Medicare website: https://www.medicare.gov/.
Employer-sponsored health plans are also an option for people 70 years old and over. These plans usually have either a set fee or the employee’s percentage of the premium is deducted from their paycheck, with the employer taking on the remaining amount. Additional information about employer-sponsored plans can be found here: https://www.healthcare.gov/employer-coverage/.
Individual plans can also be purchased from private companies. These plans typically have fixed premiums and set benefits. It is important to check the details of the coverage before selecting a plan to ensure it meets one’s individual needs. Further information about these plans may be found here: https://www.ehealthinsurance.com/individual-and-family-health-insurance.
Finally, marketplace plans are available to everyone regardless of their age or health status. Each marketplace plan provides different levels of coverage, with associated costs. More information about marketplace plans can be found here: https://www.healthcare.gov/.
In summary, health insurance can be obtained at any age, including 70 and above. It is important to research all the available options and make sure to select the plan that best meets one’s individual needs with respect to cost and coverage benefits.
