Adding a second driver to your car insurance policy is usually cheaper than keeping the policy under just your name. This is because insurers view multiple people insuring the same car as lower risk than a single driver.
There are a few things to keep in mind when adding a second driver to your policy. If the second driver is younger or has a less-than-perfect driving record, it could end up costing you more. You'll also want to make sure the second driver lives with you, as this can also impact your rates.
Here are a few tips to help you get the best possible rate when adding a second driver to your car insurance policy:
-Shop around and compare rates from multiple insurers before choosing a policy.
-Be sure to list all drivers in your household on the policy, including those who may not regularly drive the car.
-Give each driver their own designated "use" (i.e. commuting, pleasure, business, etc.) to make sure you're getting the best possible rate.
-Consider enrolling in a defensive driving course, as this can often help to lower rates.