The average cost of car insurance in the UK can vary greatly depending on individual circumstances. The average cost of car insurance in the UK for an annual policy is £462. That said, the actual premium you pay could be significantly higher or lower depending on a number of factors.
The details of your car, your age, postcode and your driving record all play a role in determining the premium you will be offered. For example, younger drivers and those living in more deprived areas tend to pay more.
Some cars are more expensive to insure than others, with more powerful and/or more expensive models commanding higher premiums.
There are also a variety of discounts available, so it pays to shop around. For instance, you may be eligible for a reduced premium if you install a black box monitor in your vehicle. There might also be discounts available for low mileage, or if you combine your car insurance with other policies like home or life insurance.
If you want to get a better idea of the cost that might apply to you, you can get a free quote from an online broker such as GoCompare or Compare the Market.
Ultimately, the cost of car insurance is based on individual circumstances, so it’s important to shop around and compare quotes from multiple providers.
I hope this helps!