There is no one "cheapest" type of car insurance, as premiums will vary depending on factors such as your driving history, the type of vehicle you drive, your age and gender, and the amount of coverage you need. However, there are some general tips you can follow to help you get the most affordable car insurance possible:
-Shop around and compare quotes from multiple insurers before buying a policy.
-Choose a higher deductible, which will lower your premium but mean you will have to pay more out-of-pocket in the event of a claim.
-Choose a less-expensive vehicle to insure.
-Bundle your auto insurance with other types of insurance, such as home or renters insurance, to get a discount.
-Consider taking a defensive driving course, which could qualify you for a discount.
-Keep your driving record clean, as a history of accidents or traffic violations will make your premiums go up.