The short answer is - it depends. A lot of startup companies offer highly competitive health insurance plans, especially for full-time employees. In fact, some startups even offer medical, dental, and vision coverage from day one. However, some startups have limited resources and are unable to offer comprehensive coverage.
Typically, the size of a startup company is the key determinant for the quality of the health insurance plan offered. Smaller startup companies generally struggle to afford the overhead costs of comprehensive health insurance plans. It is not impossible, but much more difficult.
On the other hand, large and well-funded startups are typically able to offer a great deal of coverage that is similar to more established companies. They typically offer a variety of plans, including both traditional and high-deductible health insurance plans that offer excellent benefits. Additionally, they often contribute to employee premiums, making the cost more affordable.
Ultimately, the best way to determine what kind of health insurance a startup offers is to inquire directly. Additionally, it is important to keep in mind that the landscape around health insurance is constantly changing. So, be sure to stay up to date with the most recent developments.