A term insurance plan is a life insurance policy that provides coverage for a specific period of time, usually 10, 20, or 30 years. If the policyholder dies during the term of the policy, the beneficiaries will receive the death benefit. However, there are some types of deaths that are not covered by a term insurance policy. These include suicide, accidental death, and natural causes.What are some other types of deaths that are not covered by a term insurance policy? Are there any benefits to having a term insurance policy if some types of deaths are not covered?