Yes, you can have two cars on one policy. Multiple cars can be included under the same insurance policy and this can be a great way for families and couples to save money on their auto insurance.
Here are a few points to consider when deciding if having two cars on a single policy is the right move for you:
Compare rates: Before making a decision, make sure to compare rates from various insurers to make sure you’re getting the best deal. It’s possible you may find a better deal when combining cars on one policy rather than having separate policies.
Double check discounts: Many insurance companies offer discounts when you have multiple vehicles on the same policy. This can be a great way to save money, so make sure to ask about discounts when you are comparing rates.
Coverage limitations: Depending on the type of insurance you choose, each car may have their own coverage limits and deductibles. Be aware of the coverage limits each car has and ask your insurance agent to clarify any potential limitations before choosing a policy.
Split policies: If you decide to keep your vehicles on different policies, ask your insurance agent if you can both benefit from a multi-policy discount by splitting the policies with your partner.
Overall, having two cars on one policy can be a great way to save money on auto insurance and streamline your expenses. However, make sure to compare options carefully and speak with a professional before making a decision.
For more information, take a look at this page: https://www.ultracarinsurance.com/blog/can-you-have-2-cars-on-one-policy/