Yes, Pregnancy-related healthcare expenses are covered in HDFC Ergo health insurance plans.
HDFC Ergo offers several health insurance plans that offer coverage for maternity-related expenses such as antenatal care and post-natal care. Depending on the type of plan selected, benefits can include coverage for pre and post-delivery hospitalization, pre-hospitalization expenses, delivery charges, recovery expenses, and newborn cover. Below are some of the plans offering maternity benefit:
HDFC ERGO Health Suraksha Gold: This plan offers coverage for maternity and newborn-related expenses. It also offers coverage for pre and post-hospitalization costs, health check-ups, and daycare treatments.
HDFC ERGO Health Smart Super: This plan offers coverage for pre and post-hospitalization expenses, delivery charges, pre and post-natal care, and newborn cover up to 10% of sum insured.
HDFC ERGO Top Up Health Suraksha Super: This plan offers maternity benefits up to 8% of the sum insured. Other benefits that may be included are pre and post-hospitalization expenses, daycare treatments, domiciliary treatments, and more.
It is important to read and understand the terms and conditions of each plan before making a selection. To find the best health plan meeting your individual needs, you can compare different plans offered by HDFC Ergo and select the plan best-suited to you.
For more details, you can visit HDFC Ergo's official website: https://www.hdfcergo.com/health-insurance-plans/maternity-covers.html