The best state for healthcare for retirees depends on a number of factors, such as budget, access to doctors and specialist care, and quality of care. Some states may offer a more comprehensive selection of coverage and services than others, so it’s important to research options carefully when deciding where to live.
The best states for healthcare for retirees might include:
California: Californians age 65 and older are eligible for Medi-Cal, a low-cost health care program for low-income residents. Services include preventive screening, lab tests, medical equipment, mental health services, prescription drugs, and dental care.
Massachusetts: Medicare Advantage plans are available in Massachusetts, which offer lower premiums and copayments. Massachusetts also offers a seniors' discount program to help reduce prescription costs.
Minnesota: Minnesota Medicare recipients are eligible for Part D prescription drug coverage, and can access free or low-cost preventive care. Plus, the state's health care reform initiatives have made it one of the best states for covering out-of-pocket costs.
New Jersey: New Jersey offers a "Senior Gold" prescription plan which provides significant savings on prescriptions, and other programs to help seniors with long-term care needs.
Washington: Medicare Advantage and Supplement plans are available in Washington, which can provide additional coverage at lower prices. Plus, Washington has several programs to help cover long-term care needs.
Choosing the best state for your healthcare needs depends on a range of personal factors, so it's important to research each state's benefits and plan offerings thoroughly before deciding.