There are a few factors that go into determining your insurance premiums.
The first is the type of insurance you're looking for. There are many different types of insurance, from health to auto to life, and each one has different requirements and sometimes different rates.
Another factor is the amount of coverage you're looking for. The more coverage you want, the more expensive your premiums will be.
Your age and health are also factors. Generally, younger and healthier people will pay lower premiums than older or sicker people.
Where you live is also a factor. If you live in an area with a high crime rate, for example, your auto insurance premiums will likely be higher than someone who lives in a safer area.
Your credit score is also sometimes used to determine premiums. insurers sometimes use your credit score to determine how likely you are to file a claim.
There are many other factors that can affect your insurance premiums, but these are some of the most common.