Yes, a Type 2 diabetic can get life insurance. In fact, most insurance companies will still give you coverage if you have diabetes. However, your rates may be slightly higher than someone without diabetes. This is because people with diabetes are at a higher risk for developing certain health complications, such as heart disease and stroke.
There are a few things you can do to get the best rate possible on your life insurance policy, even if you have diabetes. First, make sure you are controlling your blood sugar levels as much as possible. This will show the insurance company that you are taking steps to improve your health and lower your risk of developing complications. Second, shop around and compare rates from different companies. Some companies are more lenient with diabetes than others, so you may be able to find a better rate. Finally, consider getting a term life insurance policy instead of a whole life policy. Term life insurance is usually cheaper, and it will provide you with the coverage you need without breaking the bank.
