New Jersey is one of a handful of states that have adopted an insurance mandate, requiring employers to provide health insurance to employees. The law, which took effect in January of 2014, requires employers with 50 or more full-time employees to provide health insurance to their workers or pay a penalty.
However, there are a number of exceptions to the mandate. Employers with fewer than 50 full-time employees are not subject to the mandate. Additionally, employers that already offer health insurance to their workers are exempt from the mandate if the coverage meets certain minimum standards.
The state offers a number of resources to help employers comply with the law, including an online toolkit and a helpline.