Yes, U.S. citizens can have a life insurance policy with LIC (Life Insurance Corporation of India). However, there are a few things to keep in mind. First, LIC is not a U.S.-based company, so any policy would be subject to Indian law. Second, LIC does not have a branch in the United States, so any policy would have to be purchased through an LIC agent in India. Third, LIC policies are not written in English, so it is important to make sure that you understand the policy terms and conditions before purchase. Finally, because LIC is not a U.S. company, any claims on the policy would have to be filed in India.