Yes, you can buy LIC policy directly if you know exactly the type of policy you want. In order to buy a LIC policy, you may need to fill up the proposal form, which is available online on the LIC website. You will be required to provide detailed information about yourself including your age, residence address, occupation, family details, etc. Additionally, you will also be required to provide personal details as well as make the required payment required for that particular policy. The process is fairly simple, however you may consider taking help from a LIC agent or financial advisor if you are unsure about what policy best suits your needs.