PNB MetLife offers premium calculators for their life insurance and health insurance products. The premium calculations for their insurance policies depend on several factors such as age, income, health conditions, etc.
Here is a brief overview of how premium calculations are done in PNB MetLife:
Age: The premium amount will increase with increase in age since the risk associated with the policy increases with age.
Health: Good health is important when it comes to calculating the premium. The insurer assesses the risk involved in the insurance policy based on an individual's medical history.
Income: Regular and income flow is important as it proves the person's financial capability to pay the premium.
Lifestyle: A person's lifestyle such as their activities and habits also plays a role in determining the premium.
Once you know about these factors, you can use the PNB MetLife Premium Calculator to get an estimate of how much your premiums will be. You can visit their website here -https://www.pnbmetlife.com/calculators-tools/plans/india/life-insurance/ - to get access to the premium calculator.
You can also contact an insurance advisor who can help you with the premium calculations and to choose the best policy.