ICICI Lombard is a renowned insurance company that provides a wide range of insurance policies that cater to the diversified needs of individuals, families, and businesses. Their policies are designed to offer comprehensive coverage, affordability and are aimed to provide their customers with peace of mind, in the wake of a possible financial loss or unfortunate event.
ICICI Lombard offers various types of insurance policies such as health insurance, motor insurance, travel insurance, home insurance, personal accident insurance, and many more. Let's take a closer look at each policy to understand the coverage they provide:
Health Insurance: ICICI Lombard's health insurance policy covers hospitalization expenses, including room rent, nursing expenses, medical tests, and doctor fees. It also covers the expenses incurred on pre and post-hospitalization treatments, ambulance charges, and day-care procedures. Additionally, their health insurance policy also provides coverage for critical illness and lifelong renewability.
Motor Insurance: ICICI Lombard's motor insurance policy provides coverage for damages caused to the insured's vehicle, third-party liability, and personal accident cover for the driver and passengers. The policy also covers loss or theft of the insured vehicle, natural disasters like earthquakes or floods, and man-made calamities like riots and theft. Various add-ons like roadside assistance and zero depreciation cover can be availed to enhance the coverage.
Travel Insurance: ICICI Lombard's travel insurance policy provides coverage for medical emergencies, trip cancellation, trip curtailment, and loss of baggage or passport. They also offer additional add-on covers like adventure sports cover and home burglary insurance for travelers who require them.
Home Insurance: ICICI Lombard's home insurance policy provides comprehensive coverage for damages caused to the insured's home and its contents. The policy covers various types of perils like fire, explosion, earthquake, strike, riot, and many others. It also provides coverage for loss or theft of valuable items like jewelry, electronic equipment, and appliances.
Personal Accident Insurance: ICICI Lombard's personal accident insurance policy provides financial coverage for accidental death, permanent total disability, and temporary total disability caused by an accident. The policy covers the insured person for 24 hours a day, whether domestically or internationally.
In conclusion, ICICI Lombard provides a wide range of insurance policies that cater to the different needs of their customers. Their policies are designed to provide comprehensive coverage at a reasonable cost, making them an ideal choice for individuals, families, and businesses seeking financial protection against unforeseen events.
