Medical insurance costs in Pakistan can vary quite substantially depending upon your income, age, and health condition. Generally, premiums for civil servants and governmental employees are somewhat lower than premiums for private sector workers.
The State Life Insurance Corporation of Pakistan provides health insurance for its policy holders. Premiums for government employees and civil servants range from PKR 500-4100 depending on the type of coverage and coverage period. Similarly, private individuals can buy health insurance policies from a number of private insurance companies in Pakistan. The most common health insurance plans available are basic plans, extended plans, and global coverage plans. Premiums for health insurance policies purchased from private insurance companies start at PKR 4000 and can go up to several lakhs of rupees.
It is important to shop around to get the best possible medical insurance coverage. Age, medical history, lifestyle, and budget constraint must be kept in mind when selecting a policy. Certain discount offers are also available such as discounts on premium rates for those who make prompt payments.
For more details regarding available health insurance policies and premiums in Pakistan, you can contact the Ministry of Health or visit their website at: https://www.moh.gov.pk/Insurance/InsuranceDef/insurancedef.aspx. You can also visit the websites of the major health insurance companies in Pakistan for further details.