The application process for life insurance varies depending on the insurer, but in general, it can take anywhere from several days to a few weeks to get a policy.
The speed at which you can get life insurance also depends on how quickly you can provide the required information and documentation. For example, if you are apply for a policy through an employer, the process may be faster since the insurer may already have some of your information on file.
In general, you can expect the following timeline for getting life insurance:
Day 1: Begin the application process
Day 2-3: Complete the application and provide any requested documentation
Day 4-14: Underwriting process begins
Day 15-20: Receive decision from insurer
Day 21-30: Policy is issued and coverage begins
