Yes, OPD treatment expenses are covered in all the health insurance plans offered by HDFC ERGO.
Under OPD cover, you will get reimbursement for doctor’s consultation fees, certain diagnostic tests done for OPD treatment, and cost of certain medications and health supplements.
The extent of OPD coverage and the associated sum insured will depend on the health insurance plan you choose. The comprehensive health insurance plan offered by HDFC ERGO, the Health Suraksha Gold, for example, provides a cover of up to 1% of the basic sum insured for OPD treatments, subject to a maximum limit of ₹2,000.
Apart from Health Suraksha Gold Plan, HDFC ERGO has also recently launched the Optima Restore Family Floater Health Insurance Plan. This plan provides coverage up to 2% of the sum insured for OPD expenses, in addition to coverage for hospitalization expenses, daycare treatments, and pre and post hospitalization expenses.
To know more about the OPD coverage offered by HDFC ERGO, you can visit their website — https://www.hdfcergo.com/health-insurance/ — or speak to their customer service team.
