Icici Pru iProtect Smart is a comprehensive online term insurance plan that offers life cover and accidental death cover along with a wide range of flexible options. Here are some of the key benefits of this policy:
Life cover: ICICI Pru iProtect Smart offers a life cover up to Rs. 1 Crore that provides financial security to your family in case of your sudden demise.
Accidental death cover: In addition to life cover, the policy also offers an additional accidental death cover up to Rs. 50 Lakhs.
Tax benefits: Premiums paid towards term insurance plans like ICICI Pru iProtect Smart are eligible for tax deductions under Section 80C of the Income Tax Act and the Maturity benefits are exempted from tax under Section 10 (10D) of the Income Tax Act.
Affordable premiums: The policy offers flexible plans wherein you can choose a Sum Assured, and premium levels according to your requirements. The premiums are affordable, offering great value for money.
Add-on riders: The policy offers additional riders like Accidental Total & Permanent Disability, Accidental Death Benefit and Critical Illness benefit that can be opted for to get extra protection.
24x7 Customer service: ICICI Pru iProtect Smart offers round the clock customer service for any queries or for availing policy related services.
Hassle-free claim settlement: The policy provides hassle-free and prompt claim settlement.
All in all, ICICI Pru iProtect Smart is an ideal choice for those looking for a comprehensive Term Insurance Plan with attractive features and benefits.
You can find more details about the policy here: https://www.iciciprulife.com/protect-smart.html