There is no one definitive answer to this question since insurance premiums vary depending on a number of factors, including the make and model of your vehicle, your driving history, where you live, and more. However, there are a few ways to get cheaper motor insurance in India.
One way to do this is to compare quotes from different insurance companies. This can be done easily online, and it's a good way to see which company is offering the best rates.
Another way to get cheaper motor insurance is to choose a policy with a higher deductible. This means that you'll have to pay more out of pocket if you do have an accident, but it will lower your premiums.
Finally, make sure you're taking advantage of all the discounts you're eligible for. Many insurance companies offer discounts for good drivers, for installing safety devices in your vehicle, and more. If you're not sure what discounts you qualify for, just ask your insurance agent.