An accidental and disability rider is an insurance rider that provides additional coverage in the event of an accident or disability.
There are many different types of riders available, and the coverage they provide can vary greatly. Some riders may only cover a certain type of accident, while others may provide more comprehensive coverage. Some riders may only provide benefits for a certain period of time, while others may provide lifelong coverage.
Riders can be purchased as standalone policies or as an add-on to an existing life insurance policy.
While riders can provide valuable coverage, it is important to carefully consider the coverage they provide and whether you need it before purchasing a policy. riders can be expensive, and they may not provide coverage that you actually need.
You can find more information about accidental and disability riders here: