There are many factors to consider when choosing a health insurance plan, and what may be best for one family may not be best for another. Some things to keep in mind when choosing a family floater health insurance plan include the ages and health of each family member, whether or not you have any pre-existing conditions, what type of coverage you need, and how much you are willing to pay in premiums.
Some of the top-rated family floater health insurance plans according to Consumer Reports are the Aetna Whole Health Family plan, the Cigna HealthSpring Rx Secure plan, and the UnitedHealthcare AARP MedicareComplete Plan 2. These plans all received high marks for their doctor and hospital networks, prescription drug coverage, and customer satisfaction. You can learn more about each of these plans and compare them side-by-side at the following link: