This is a difficult question to answer as it really depends on a person's individual circumstances. Some factors to consider would be whether the person is single or has a family, their age, their health history, what type of coverage they are looking for, and where they live.
Generally speaking, health insurance can be quite expensive, so a monthly premium of $200 may not be considered a lot by some people. However, it could be a lot for others, depending on their income and other factors.
There is no right or wrong answer to this question, as it really varies from person to person. It is always best to speak with a licensed health insurance agent to see what options are available and to get personalized advice.