The disadvantages of employer provided health insurance

Anand251

Many employers offer health insurance as a benefit to their employees. However, there are some disadvantages to this type of insurance. One disadvantage is that the employee may not be able to choose their own doctor or hospital. Another disadvantage is that the employee may have to pay a higher deductible or copayment than they would with a private insurance plan. The employee may also be responsible for any pre-existing conditions that are not covered by the employer's plan.

Ajinkya821

There are a few potential disadvantages of employer provided health insurance. One is that you may not be able to keep your coverage if you leave your job. Another is that your employer may choose to discontinue the health insurance benefit, or make changes that you don't agree with. Finally, employer provided health insurance may not cover as much as you would like or need it to.

whitewolf

There are a few disadvantages of employer provided health insurance. One is that you may not be able to keep your insurance if you leave your job. Another is that your employer may not offer the type of insurance you want or need. Finally, your employer may not offer insurance at all.

Amol440

There are a few disadvantages of employer provided health insurance. One is that it can be more expensive for the employer, which can lead to them cutting back on other benefits or wages. Additionally, if an employee leaves their job, they may lose their health insurance. Another downside is that employer provided health insurance often doesn't cover as much as an individual policy would.

lakshmi_moolya

There are a few potential disadvantages of employer-provided health insurance, including:

Employees may be limited in their choice of health insurance plans.
Employers may be able to choose which health insurance plans their employees have access to, and employees may not be able to negotiate for better coverage.
Employees may have to pay for a portion of their health insurance coverage, through premiums, deductibles, and copayments.
Employers may be able to drop or change health insurance coverage at any time, leaving employees without coverage.
If an employee leaves their job, they may lose their health insurance coverage.

deepika_bharanya

There are a few potential disadvantages of employer provided health insurance. First, the employee may not have a say in which insurance plan is chosen, and the plan may not meet their needs. Second, if the employee leaves the company, they will likely lose their health insurance. And finally, employer provided health insurance may be more expensive than if the employee purchased their own health insurance.