There are many factors to consider when determining if it is cheaper to get insurance through work. Some factors include the type of insurance you are looking for (health, dental, vision, etc.), the size of your employer, the location of your employer, and the types of coverage your employer offers.
In general, group insurance plans are usually cheaper than individual plans because the risk is spread out over a larger pool of people. However, this is not always the case. It is important to compare the prices of different insurance plans to see which is the best deal for you.
Some employers offer insurance subsidies, which can make insurance through work cheaper than buying an individual plan. Employer subsidies are not available with all insurance plans, so you will need to check with your employer to see if they offer this benefit.
If you are looking for health insurance, you may be eligible for a government subsidy if you purchase a plan through the Health Insurance Marketplace. You can learn more about government subsidies for health insurance at https://www.healthcare.gov/lower-costs/subsidy-calculator/.