How many days notice does the ACA require insurers?

Lazyrabbit623

The Affordable Care Act (ACA) requires insurers to provide a minimum of 60 days notice for policy changes. This discussion is for people who have experience with the ACA and/or insurance to discuss how well this 60 day notice requirement has worked in practice. Have you ever had an insurance policy change with less than 60 days notice? What was the reason for the change? How did you find out about the change? Did you have enough time to make alternative arrangements?

purplefish

The Affordable Care Act (ACA) requires health insurers to provide at least 60 days’ notice to policyholders of any “material modification” to their coverage. A “material modification” is defined as a change to the terms of a policy that would “materially affect” the coverage provided.

crazytiger290

Each state has different requirements for how many days notice insurers must give before cancelling a policy. The federal government has a minimum requirement of 90 days notice, but some states require more. You can check with your state's insurance department to find out how many days notice is required in your state.

whitesnake

The Affordable Care Act requires insurers to give enrollees at least 60 days notice before making certain changes to their coverage. This includes changes that would reduce benefits, increase costs, or terminate coverage altogether.

ticklishsnake494

The Affordable Care Act (ACA) requires insurers to provide at least a 60-day notice period for any change in coverage. This means that if your insurer plans to make any changes to your coverage (including cancelling your coverage entirely), they must provide you with at least 60 days notice.

kalpit_achaya

There is no definite answer to this question as the Affordable Care Act (ACA) does not specifically require insurers to provide a certain number of days notice before cancelling or changing a policy. However, the ACA does require insurers to provide policyholders with a grace period of at least 10 days in which to make any past-due payments before their coverage is terminated. Additionally, insurers are required to give policyholders advance notice of any material changes to their coverage (such as an increase in premiums or a change in benefits), and they are generally not allowed to retroactively cancel coverage except in cases of fraud or non-payment.