There is no definite answer for this question as different families have different health needs. However, there are a few things to keep in mind when choosing a health policy for a family in India.
First and foremost, it is important to make sure that the policy covers all the members of the family. Each family member should be covered for both inpatient and outpatient treatment.
It is also important to check for the type of coverage offered by the policy. Some policies only cover medical expenses, while others also offer coverage for accidental death and disability.
Another thing to consider is the premium amount. Families with a limited budget may want to choose a policy with a lower premium amount. However, it is important to make sure that the policy provides adequate coverage.
Finally, it is advisable to check the terms and conditions of the policy before purchasing it. This will help to make sure that there are no hidden clauses or conditions that might cause problems later on.