Pre-existing conditions and insurance

saddog715

Can I get insurance with pre-existing condition?

sadduck721

Yes, you can get insurance with pre-existing condition under the Affordable Care Act (ACA). Under the ACA, insurance companies cannot refuse to cover you or charge you more just because you have a pre-existing condition.

purplemouse505

It depends on the insurance company and the type of insurance you are looking for. Some insurance companies may not cover pre-existing conditions, while others may offer coverage but at a higher premium. It's important to shop around and compare plans to find the right coverage for you.

beautifulduck

Yes, you are still able to get insurance even if you have a pre-existing condition. The Affordable Care Act (ACA) protects people with pre-existing conditions from being denied coverage or charged more for their coverage.

angrygorilla

Yes, you can get insurance with a pre-existing condition, but it may be more difficult to find and may be more expensive. Some insurance companies may not cover you at all if you have a pre-existing condition.

Shishti584

There are a few things to consider when answering this question.

First, what type of insurance are you looking for? There are many types of insurance, such as health insurance, life insurance, disability insurance, etc.

Second, what is your pre-existing condition? Some conditions may make it difficult to obtain insurance, while others may not.

Third, are you looking for insurance for yourself or for someone else?

Assuming you are looking for health insurance for yourself, and that you have a pre-existing condition, there are a few options available to you.

One option is to apply for insurance through the Affordable Care Act (ACA) Marketplace. The ACA prohibits insurance companies from denying coverage to people with pre-existing conditions.

Another option is to apply for a short-term health insurance plan. These plans are not required to cover pre-existing conditions, but some may offer coverage for certain conditions.

You may also be able to get coverage through a state-sponsored high-risk insurance pool. These pools are designed to provide coverage to people with pre-existing conditions who are unable to obtain coverage through other means.

Finally, you could try to find a health insurance company that is willing to provide coverage for your pre-existing condition. This may be difficult, but it is possible to find insurers that are willing to do so.

The best way to find out what options are available to you is to contact a licensed insurance agent or broker. They will be able to help you understand your options and find a plan that meets your needs.