How much health insurance do I need for parents visiting India?

meghashree_kulkarni

I am an Indian citizen living in the United States. I have health insurance for myself and my family, but I am wondering how much health insurance I need for my parents in India. I am not sure what the health care system is like there, and I want to make sure my parents are covered in case of an emergency.

saddog715

It is important to have health insurance for your parents when they are living in India. There are a number of factors to consider when determining how much health insurance to get for your parents. Some of these factors include their age, health condition, and whether they have any pre-existing medical conditions.

If your parents are over the age of 65, they will likely need a health insurance policy that provides them with coverage for hospitalization and surgery. If they do not have a pre-existing medical condition, they may be able to get a policy that has a lower premium. However, if they have a pre-existing medical condition, they will likely need a policy with a higher premium.

In general, it is a good idea to get a health insurance policy for your parents that has a higher coverage limit. This will ensure that they have the coverage they need in the event of an accident or illness.

Lazyrabbit623

This is a difficult question to answer without knowing more about your specific situation. Some factors to consider include your parents' age, health, and whether they have any pre-existing medical conditions. In general, however, we would recommend having at least a basic health insurance plan for your parents. This will help cover their medical expenses in case of an accident or illness.

shubhangi_kulkarni

There is no definite answer to this question since it depends on various factors such as your parents' age, health condition, lifestyle, etc. However, a good rule of thumb is to get a health insurance policy that covers at least 5 lakhs per person. This will ensure that your parents are covered for most eventualities.

You can use this online tool to calculate how much health insurance you need for your parents:

https://www.credihealth.com/health-insurance/insurance-calculator

yellowkoala162

It is difficult to provide a definitive answer to this question since there are many variables to consider, such as the age and health status of the parents, the type of coverage desired, and the budget. However, as a general rule of thumb, it is recommended that people have health insurance that covers at least the basics, such as hospitalization, prescriptions, and outpatient care. In India, there are a number of health insurance plans available, both from private insurers and from the government. Some of the more popular private health insurance plans in India include the following:

• Apollo Munich Optima Restore
• Bajaj Allianz Health Insurance
• Star Health Insurance

The government also offers a number of health insurance plans, such as the Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), which is a health insurance scheme for families belonging to the economically disadvantaged section of society.

To sum up, there is no one-size-fits-all answer to the question of how much health insurance coverage is required for parents in India. It is advisable to sit down with a financial advisor to assess the specific needs of the parent(s) and to find a health insurance plan that fits those needs.

kahaan_vernekar

Assuming you are asking about health insurance for your parents in India, there are a few factors to consider when determining how much coverage they will need. First, you will need to consider their age and health condition. If they are older and/or have pre-existing medical conditions, they will likely need more coverage than if they are younger and healthy. Second, you will need to consider their lifestyle and whether they have any risky hobbies or activities that could lead to an injury or illness. If they do, they will likely need more coverage than if they live a more sedentary lifestyle. Finally, you will need to consider the cost of health care in India. Health care in India can be very expensive, so your parents will likely need more coverage if they live in India than if they lived in another country with cheaper health care.

Here are a few links that may be helpful as you research health insurance for your parents in India:

https://www.moneycontrol.com/news/india/personal-finance/health-insurance/how-much-health-insurance-should-you-buy-for-your-parents-2371841.html
https://www.policybazaar.com/insurance-companies/bajaj-allianz-general-insurance/health-insurance/premium-calculator/
https://www.relakhs.com/health-insurance/for-parents

taara_raval

The answer to this question depends on many factors, such as the health of your parents, their age, their lifestyle, etc.

Here are a few things to consider when determining how much health insurance you need for your parents in India:

The health of your parents: If your parents are in generally good health, they will likely need less health insurance coverage than if they have chronic health conditions.
Their age: Seniors tend to need more health care than younger adults, so their health insurance coverage should reflect that.
Their lifestyle: If your parents live a very active lifestyle, they may need less health insurance coverage than if they are more sedentary.
Your family history: If your family has a history of chronic illness, your parents may need more health insurance coverage than if your family is generally healthy.
Their income: If your parents have a limited income, they may be eligible for government-sponsored health insurance programs.

Once you have considered all of these factors, you can start to research different health insurance plans that would work for your parents. There are a variety of health insurance plans available in India, so be sure to compare and contrast different options before making a decision.

You can also speak to a financial advisor or insurance agent to get more personalized advice on how much health insurance coverage you should get for your parents in India.