Yes, husband and wife can share insurance and this is allowed in most countries. In most cases, both parties can have the same policy, or different policies depending on their individual needs.
When it comes to sharing insurance, it’s important to look after the interests of both parties. In most cases, this means that the premiums and coverage will be more affordable if the husband and wife are both able to benefit from the same policy. This can often work out best for both parties, as it can save money in the long run.
However, it’s important to be aware that each party’s individual needs must be taken into account as well. For example, if one person needs more coverage than the other, it may be worth having separate policies. Additionally, if one party has a pre-existing medical condition that the other does not, having separate policies can be a very sensible option.
The best thing to do is to discuss your individual needs and assess your options. Speak to an experienced insurance provider for further advice about your situation.