There are a few things to keep in mind while selecting a health insurance policy:
1.The Sum Assured: This is the most important factor to consider while buying a health insurance policy. It is the maximum amount that the insurance company will pay in case of any medical emergency. Hence, it is advisable to choose a policy with a high sum assured.
The Coverage: Another important factor to consider while choosing a health insurance policy is the coverage. One must check the inclusions and exclusions of the policy before buying it.
The Network Hospitals: It is important to check the network hospitals of the insurance company before buying the policy. This is because, in case of any medical emergency, one will have to go to a network hospital for treatment.
The Premium: The premium is the amount that one has to pay to the insurance company for the policy. Hence, it is important to choose a policy with a premium that one can afford.
The Policy Term: The policy term is the duration for which the policy is valid. Hence, it is important to choose a policy with a long policy term.
Based on the above factors, some of the best health insurance policies in India are:
Apollo Munich Easy Health Insurance Policy
Bajaj Allianz Health Insurance Policy
Star Health Insurance Policy
HDFC ERGO Health Insurance Policy
Religare Health Insurance Policy
