Do I need to cancel my car insurance when I switch?

Surabhi_manjunath

I am currently insured with State Farm and I am thinking about switching to Geico. I have heard that you need to cancel your old insurance before starting a new policy, but I'm not sure if that's true. I don't want to cancel my old insurance and then find out that I can't get coverage with Geico. Does anyone know if I need to cancel my old insurance before starting a new policy with Geico?

blackladybug656

If you're switching car insurance companies, you'll need to cancel your old policy and start a new one. Most companies will allow you to do this online, although you may need to talk to customer service to cancel. Be sure to cancel your old policy before you start a new one, or you may be charged for overlapping coverage. You may also be charged a cancellation fee, so be sure to check with your old insurer before you switch.

SadpeaCock911

No, you don't need to cancel your car insurance when you switch. However, you will need to notify your car insurance company of your new car and provide them with the appropriate documentation.

yellowkoala162

It depends on your insurer and your state. In most cases, you can keep your old car insurance until you cancel it or switch to a new insurer. You should contact your old insurer to see if they have any requirements for cancelling your policy. Some insurers may require you to provide proof that you have new car insurance before they will cancel your old policy.

Upkaar117

No, you don't need to cancel your car insurance when you switch. In fact, it's generally a good idea to keep your insurance until you're sure you won't need it anymore. There are a few things to keep in mind, though. First, if you cancel your insurance, you may have to pay a cancellation fee. Second, if you cancel your insurance, you will lose any unused premium, which is the money you paid for insurance that you didn't use. Finally, if you cancel your insurance, you will not be able to get insurance again until you reapply and are accepted by an insurance company.

beautifulduck

No, you don't need to cancel your car insurance when you switch. However, you will need to inform your new insurer of your previous insurance details so they can provide you with the correct level of cover.