GHP insurance stands for Guaranteed Health Plan Insurance and it is a type of health insurance that is especially designed for those who are self-employed, freelancers, and small business owners who do not qualify for employer-sponsored health insurance.
A GHP policy can be purchased either directly from an insurance company or through an online marketplace. With a GHP policy, you are able to choose the type of coverage that works best for you and your budget.
Here are the benefits of GHP insurance policy:
• Flexibility: You can customize your policy to include the coverage you need while still staying within budget. For example, you can opt for comprehensive coverage, like an HMO plan, or choose more affordable coverage, like an EPO plan.
• Affordable: GHP policies tend to be more affordable than group policies, as they do not include employer contributions.
• Portability: As a small business owner or self-employed individual, you can enjoy the convenience of purchasing health insurance from a variety of insurers, ensuring you get the coverage you need without having to change insurers after every new business venture or job.
• Coverage: GHP policies provide comprehensive coverage for both preventive and acute care services.
If you are considering getting a GHP insurance policy, it is important to shop around for the best coverage for your needs. For more information about GHP insurance, please visit this website: https://www.ehealthinsurance.com/health-insurance-guides/what-is-ghp-insurance.