The cost of health insurance will vary based on your age, health, location, and your insurer. However, the average cost of health insurance in New York City is $463 per month, according to the Kaiser Family Foundation.
When looking into health insurance, keep a few things in mind:
Look into health plans that may be available through your employer or through the Affordable Care Act (ACA).
Consider whether an individual health plan is right for you or if you might benefit from a family or group plan.
Research the deductibles, coinsurance, copays and other out-of-pocket costs associated with different health plans.
Make sure the plan covers the services you need. Once you find a plan you're interested in, check the plan details carefully to make sure the doctors, hospitals, and pharmacies you prefer are accepted.
Compare health insurance plans from different companies. You can explore your health care options and rates for different insurers in your area with the help of the New York Health Plan Finder tool.
Consider the services that you think you will need and consider the overall cost, including premiums, co-payments and any other costs.
Ultimately, the best health insurance plan for you will depend on your needs and budget. To find the best health insurance plan for you, it’s important to compare and shop around to find the right fit.
