Yes, an individual aged 60 years or older can most definitely get health insurance!
Different insurers offer health plans for people at different stages of life. Although an individual aged 60 may not be eligible for certain types of health plans such as short-term health insurance plans, there are still multiple options that can be explored to get the right health coverage.
Here are some of the health insurance options which are available for those aged 60 years or above:
• Medicare: All individuals aged 65 or older are eligible to enroll in Medicare. It is a federal health insurance program which provides health coverage for those aged 65 or above and some younger people with certain disabilities or Medical conditions. It can cover hospital insurance, medical insurance and prescription drug plans among other options. You can learn more about Medicare in detail here: https://www.medicare.gov/
• COBRA Continuation Coverage: Those individuals aged 60 and old who have lost their group health plan coverage due to involuntary job loss, reduction in the hours of work or death, divorce or legal separation may be eligible for the COBRA Continuation Coverage. Under the plan you can get the same health plan which was available through the employer. There will be a premium to be paid for the same. You can learn more about it here: https://www.dol.gov/general/topic/health-plans/cobra
• Individual and family health plans: An individual aged 60 years or more can purchase both short-term as well as long-term individual health plans. These plans are valid in all the 50 states in the USA and their coverage varies from one plan to the other. It is always a good idea to compare different health plans before selecting one best suited for your needs.
• Medicare replacement plans: There are plans such as Medicare Supplement Insurance (Medigap) which helps to cover some of the costs not covered by traditional Medicare such as your coinsurance and deductible costs. You can also look into plans such as Medicare Advantage plans if you require additional coverage.
So as you can see, there are multiple health plan options available for individuals aged 60 and over, depending on your needs and budget. You can check out different plans online, compare them and get one that suits you the best.