Yes, green card holders can absolutely get insurance. In fact, having insurance is crucial for anyone living in the United States, regardless of their immigration status. Without insurance, unexpected medical expenses can be financially debilitating.
There are multiple ways for green card holders to obtain insurance. One option is to purchase a plan through the Affordable Care Act (ACA), also known as Obamacare. Green card holders are considered lawfully present in the U.S. and are eligible to enroll in ACA plans during open enrollment periods each year. Depending on their income, green card holders may also qualify for subsidies to help pay for their insurance premiums.
Another option is to obtain insurance through their employer. Many companies offer health insurance benefits to their employees, including green card holders. It’s important to note that employers are legally required to provide the same benefits to both U.S. citizens and green card holders.
In addition to ACA and employer-based options, green card holders may also be able to obtain insurance through Medicaid or Medicare. Eligibility for these programs is based on factors such as income, age, and disability status.
Overall, there are several avenues for green card holders to obtain insurance in the U.S. It’s important for individuals to evaluate their options and choose a plan that best meets their needs and budget.