Yes, you can still get health insurance after the age of 60. Depending on your age, health status and other factors, you may have a few different options available to you. Here are a few things to consider:
• Medicare: Eligible on your 65th birthday, individuals enrolled in Medicare can get coverage for prescription drugs and doctor visits. Individual states have some options for people over 65 to get more comprehensive coverage.
• Marketplace Health Insurance: Through the government-run Health Insurance Marketplace, you can shop for private health insurance plans. To be eligible, you must make within a certain income range and be a US citizen or legal resident.
• Employer-Sponsored Health Insurance: You may be eligible for health insurance offered through an employer. This may be an option if you are working or if your spouse or other family member is employed.
• Short-Term Health Insurance: This type of plan covers you for a set period of time, usually three to 12 months, and can provide coverage for unexpected illnesses or accidents.
• Medigap/Supplemental Health Insurance: This type of coverage helps fill in some of the coverage gaps of Medicare. There are different Medigap plans available, so you can pick the one that fits your needs best.
In addition to these options, you may also consider long-term care insurance, a high-deductible health plan with a health savings account, and other private health insurance plans. To find out more about each option and which one might be best for you, you can contact your state’s insurance department or seek advice from a local insurance agent.
You can find out more useful information and answers to your questions about health insurance after 60 on the following websites:
• U.S. Department of Health and Human Services: https://www.medicare.gov/
• Medicare.gov: https://www.medicare.gov/
• HealthCare.gov: https://www.healthcare.gov/
• Insurance Information Institute: https://www.iii.org/
