Family plans and individual plans generally differ in terms of the number of people receiving benefits from the plan and the features that are included in the plan.
A family plan is typically targeted towards groups of people, such as a family of three or more, with similar needs, such as health insurance or wireless service. These plans provide a single rate that all members of the group are charged, which is often lower than what they’d have to pay if they were each on an individual plan. Family plans usually come with multiple perks, such as shared call plans, text message plans and device sharing plans.
Individual plans, on the other hand, are meant for one person and tend to come with various features, such as discounts and loyalty rewards. They are designed for people who want to customize their plan according to their own needs and budget. Individual plans may not be as cost-effective as family plans, but they are usually more flexible and provide more options.