That really depends on a variety of factors, including the type of car you drive, where you live, and the coverage you selected. Generally, $200 per month is high for car insurance. The average cost of car insurance in the U.S. is about $135 per month for a single adult, according to ValuePenguin.
When it comes to costs, the car you drive will have the largest impact. If you have an expensive car with costly-to-repair parts, then you are likely to pay a higher premium. Similarly, sports cars and other high-performance vehicles can lead to higher premiums. Additionally, living in certain states may be expensive due to factors like population density or weather-related issues.
In addition to the type of car you have and the state you live in, the coverage you select will also have a big impact on your car insurance premium. If you select higher coverage levels — such as full coverage, collision coverage, and gap insurance — then you could be paying more than the average for your insurance.
Overall, $200 a month for car insurance is quite pricey, depending on the coverage and type of car you drive. It’s important to compare rates from different insurance companies to get the best deal possible. To save money and get the best coverage for your needs, shop around and compare quotes.