Yes, you can stay on your parents insurance after age 26 in Massachusetts. Massachusetts is one of many states that allows young adults to stay on their parents' insurance plans up to age 26. To do this, you must be enrolled in a private health insurance plan through a parent or guardian, as mandated by the Affordable Care Act. This policy applies to employers of all sizes, as well as people who purchase health insurance through the Health Connector and Mass Health Connector programs.
In Massachusetts, the coverage on your parents' insurance plan can extend to you until the end of the year in which you turn 26. The coverage also applies, regardless of your marital or dependent status, education, or employment. For example, if you turn 26 in August, you can stay on your parents' insurance until December 31 of that year.
Enrolling in your parents' health insurance plan can provide you with valuable coverage and help you save money. The plans help provide you with access to doctors, hospitals, and preventive care at lower costs than if you were to purchase your own insurance. Furthermore, depending on your parents' health insurance plan, you may be able to take advantage of signing up for coverage when you turn 26 and continue the coverage until the next fall open-enrollment period.
If you are living in Massachusetts and have questions about your eligibility for staying on your parents' health insurance plan, contact the Health Connector Customer Service team for help.